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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

5 star for Wade. My husband and I had shopped around but Wade was so kind , patient, professional, immediately available and gave us the best experience we believe we could have had, that we chose him and his team for our lender. He was completely honest and up front about everything, ... READ MORE Priscilla Popham Home owner
Wade and his team were extremely knowledgable and helpful throughout the entire process. All of my questions were answered, and the education provided by Wade helped out a lot during what would have otherwise been a scary ordeal... but with Wade and his team, we were not scared at any ... READ MORE Jim Crall Home Owner
I appreciated the fine work and outstanding handling of my application to purchase my home. Wade was diligent and persevering in understanding my needs to purchase a home at my late stage of my life. For this I am grateful and delighted that I met Wade. Thank you. Robert Robert A Martinez Pizza Hut team member
I have worked with Wade through both a home purchase and subsequent refinance. He is extremely professional and customer focused. I look forward to working with him in the future and would recommend him to friends and family. Rebecca Weisberg Homeowner
So grateful to Wade for all the hard work and professionalism. Couldn’t have had a better experience in purchasing our property. Highly recommend him. Martha Aguayo Martha Aguayo Tax Accountant
Wade is truly a Class-A Professional who answered & solved the large and small challenges in my home-financing goals. He took the time to find out multiple possibilities for financing and let me make the final call(s). Beyond his expertise, it is comfortable to be around him; an ... READ MORE Joey Rodriguez Joey Rodriguez Server
From beginning to end, Wade was incredibly patient with us. He was also transparent with everything which mitigated any surprises and ambiguities that could have arisen with someone less detail oriented. We were totally ignorant of the entire process, but felt confident that we had the ... READ MORE William M. Callender III William M. Callender III Very happy client
Wade was great! He went above and beyond the call of duty to help us achieve our goal of homeownership. We have both owned homes in our previous lives, but health issues resulted in financial hardships, making our dream impossible for 15 years. Thanks to Wade, even in our 60's, we ... READ MORE Pam and Dennis Fitzsimons Pam and Dennis Fitzsimons
Letter of recommendation for Wade Whitaker Our impression of Mr. Whitaker has been the most pleasant encounter that we have had in all the homes we have purchased throughout our married life. From day one, he produce a positive yes you can attitude. He responded in a very ... READ MORE Ricardo & Sandra Chavez Retired Teachers
Wade was nothing but professional from our first meeting to the closing table. Everything he told me was what happened. You would do very well to have Wade as your Loan Officer! I myself was in the mortgage field for sixteen years and I found Wade an Excellent Loan Officer with a ... READ MORE Dwane David Graves Dwane David Graves Southwest Region Director
Wade Whitaker was very caring and detailed in every aspect of securing financing for our home to insure our happiness. We stayed in constant communication throughout the entire process. We were amazed at how quickly any concerns we had were resolved from the beginning to the end. We ... READ MORE Donald Hargrove Retired
Being a first timer, Wade was very patience with me. He helped me understand everything that was needed and going on. Even after hitting a couple of setbacks he kept my best interest a priority. All and all I would highly recommend Wade, especially if you’re a first-time buyer. Michael Mosmeyer Facility Director
Wade did such a great job helping me with my home loan. Being a first time home buyer everything was new to me. He walked me through all the steps and was always there when I had questions. Great experience with Mr. Whitaker. Jerry Torres
Thank you very much wade for being there with me from day one till closing you have gained a friend for life your the best thank you my frinde Albert Elizondo Albert Elizondo New home owner
Wade helped me navigate the complexities of financing a Texas homestead titled under an estate, as well as rental property. This was all done without having to set foot in an office until the day we closed, at the title company in my small town. I would highly recommend Wade for ... READ MORE Lee Stanphill Homebuyer & Rental investor
I just want to say he was an straightforward man never lied and always responded any questions i had as a first time home buyer can say he made this process so easy ...thank u for all ur help Juan casas
Wade is a true professional, but more than that, he makes his clients a priority no matter the day or time he is called upon. He was always available when there was a question(and I had many) or a problem that needed to be addressed and always kept me informed every step of the way. ... READ MORE Selena Long Revenue Manager

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